When you need to move money fast.
A wire transfer is a direct, digital money transfer between two bank accounts, which does not need to be cleared by a third party. Because wire transfers are fast and irreversible, they are often a target for fraudsters. It is critical that you practice due diligence and use the utmost caution when sending a wire transfer.
INCOMING WIRING INSTRUCTIONS FOR
THE COMMUNITY STATE BANK
WIRE TO BANKERS BANK, OKLAHOMA CITY, OKLAHOMA
FOR FURTHER CREDIT: THE COMMUNITY STATE BANK
ACCOUNT NUMBER: 10151
FOR FINAL CREDIT: ACCOUNT NUMBER ________________
IN THE NAME OF _______________________
Incoming International U.S. Dollar Wire Instructions
Send funds to: The Bankers Bank
SWIFT code BBOK US 44
Payable thru Bank of New York Routing # 021000018
SWIFT CODE for Bank of New York IRVT US 3N
BNF: The Community State Bank
Account Number: 10151
REF: Customer name
Account Number: Customer Account #
When multiple BNF fields are not available, please be sure to provide full further credit details in the Bank-to-Bank details.
NEVER wire money to anyone you don’t know
Don’t fall for enticing stories or work opportunities presented to you by strangers. If someone you don’t know asks you to wire money, think carefully about who is making the request.
Beware of common schemes
The Federal Deposit Insurance Corporation warns that common scammers’ baits include work-from-home offers, deals on products for sale, or news that you have won some kind of lottery. Romance scams are another way scammers manipulate victims in order to gain their trust, then steal from them.
Be wary of cash wire transfers
Problems that arise from wire transfers are often related to cash wire transfers. Companies that are not financial institutions may not verify the identity of either the sender or recipient. So, fraudsters with false identities can easily swoop in to collect money on the other end.
Carefully check the information you put on a wire transfer
One typo could result in money being sent to the wrong person or business.
Check your bank statements regularly
Keep an eye on your bank statements. If there’s a suspicious transaction, inform your bank as soon as possible.
If you have been scammed, file a report
File a complaint with the Federal Trade Commission online or call 1-877-FTC-HELP if you think you may have wired money to a scammer.