Check Book and Pen

Checking

Checking accounts to meet your every need!


The Community State  Bank offers personal checking accounts to meet your every need and fit your individual style. From simple to complex financial requirements, our checking accounts offer the features you need for the way you like to bank.
 
Our knowledgeable and friendly bankers will work with you to make sure all your needs are met so you can spend less time worrying about finances and more time enjoying life.
$3.00 monthly service charge or $0 if electing E-Statements

*A dormant service charge of $2.00 per month may be assessed for any account having no activity for a period of 3 years.
$3.00 monthly service charge or $0 if electing E-Statements

On teen ownership accounts the following exclusions apply: No Payable On Death (POD) beneficiary may be named and no authorized signer.  The minor may open an account with signed indemnification agreement from an adult.

*A dormant service charge of $2.00 per month may be assessed for any account having no activity for a period of 3 years.

**After turning 18, this account will automatically be converted to an E-Z Checking account.  If the customer wishes for the account to be converted to a different product, he/she can contact the bank to change the type.

***Bounce Protection will be ineligible on accounts with a minor.


No Service Charge

*A dormant service charge of $2.00 per month may be assessed for any account having no activity for a period of 3 years.

$10.00 monthly service charge if balance falls below $1,500.00*


*A dormant service charge of $2.00 per month may be assessed for any account having no activity for a period of 3 years. 

E-Z checking customers can enjoy these benefits for $10.00 per month. For Vintage 55 customers, it is only $5.00 per month.

Benefits Include:
 
  • Cell Phone Insurance- This service will reimburse the enrolled accountholder for the damage to or theft of eligible cellular wireless telephones up to $600.00 per claim. Coverage is subject to a $50.00 co-payment per claim and a maximum of 2 claims per 12 month period. Other details are in the description of coverage.
    • Additional Features:
      • First 5 lines listed on cellular phone bill covered
      • Payment for the cellular phone bill must come from the account with Club Benefits
      • Coverage will be shared on joint accounts

  • Roadside Assistance- Whenever you travel, you’ll like the secure feeling that you are protected by the Nation Safe Drivers Auto Club.  NSD provides real peace-of-mind with the best service and protection available anywhere.  Coverage includes towing up to 15 miles, roadside assistance, delivery of supplies, tire service, battery service, and lockout service - 24 hours a day, 7 days a week. This coverage is for one member on an individual account, and any two members on a joint account.  Maximum of three claims per account, per year.  Additional charges may apply for delivery of supplies or towing over 15 miles.  *Nation Safe Drivers may operate in various states as Nation Motor Club, LLC or Nation Safe Drivers Services, Inc.

  • $20,000 Accidental Death & Dismemberment Insurance Plus $1,500 Dependent Children- Coverage is provided immediately at no additional charge.  Coverage is split equally between authorized signers. 
    • Additional Coverage:
      • Coma
      • Bereavement and Trauma Counseling
      • Emergency Medical Expense Guarantee
      • Rehabilitation
      • Repatriation of Remains
      • Seatbelt and Airbag
      • Travel Assistance

  • One Brightly Cyber – One Brightly Cyber delivers best-in-class cybersecurity. Your financial institution will automatically enroll you in this monitoring service unless you opt out at the time of account opening. 
      • AI-powered 24/7 threat detection
      • Often detects cyberattacks 18-24 months before other services
      • Instant alerts & U.S. based live support
      • Full recovery for: Identity theft, phishing, ransomware, cyberbullying, wire fraud, title theft
      • Zero Friction Activation
      • Better Detection. Better Response. 
 
  • Lux Benefits
  • Bill Pay Prime: Pay your bills 24 hours a day, 7 days a week
  • Personalized Checks 
  • Official Checks - No charge
  • Money Orders - No charge
If you have questions, please do not hesitate to call a customer service representative at 918-647-8101.

All insurance products are not FDIC insured. 

*A dormant service charge of $2.00 per month may be assessed for any account having no activity for a period of 3 years. 






FDIC Insurance coverage:
$250,000.00 per depositor, per insured bank. this includes principal and accrued interest up to a total of $250,000.00