Front of Main Bank

Our Story

The Community State Bank, chartered originally as Poteau State Bank, was organized in 1970. Several local businessmen saw the need for another financial institution and started the new bank.
The Community State Bank is locally owned and operated. The Board of Directors and Senior Staff practice a philosophy of giving back to many causes and organizations. The bank mirrors this philosophy and is truly a community oriented bank.  The bank staff participates in many civic and community events, providing leadership as well as hands on participation to make our communities great places to live.
Our mantra is, "We build relationships by adding value to the people we serve."  Whether we are assisting you with financial challenges, helping prepare for the unexpected, or celebrating the successes of your life, The Community State Bank team is always willing to roll up our sleeves and pitch in. We are a reflection of the friends and neighbors we serve. You make this journey worthwhile!
Construction of original bank 1970 On October 20, 1970, Poteau State Bank opened its doors with 7 employees.  At the end the bank’s opening day, total assets of the bank were $358,931.20
In 1976 C. Robert (Bob) Reed was elected as a board member. Bob Reed, Chairman
Exterior picture of current location In 1980, we moved to our current location. We had grown to 47 employees and our assets had grown to $48,454,000.00 at the close of business June 30, 1980.
In 1990, the Reed family purchased the bank.
Mr. and Mrs. Reed
Larry Spradley, President/CEO In the same year, Larry Spradley was elected as a board member and President/CEO.
In October 1995, our first branch location was opened inside of our local Wal-Mart.  We were, and still are, the only bank in LeFlore County to be open in the late evening and all day on Saturday. Grand Opening of Wal-Mart Branch
Construction of Spiro branch location. In September 1999, we opened our third location in Spiro, OK.
In the same year, we purchased The First State Bank of Wister, making it our fourth location. The First State Bank of Wister was opened in April of 1909 by Marquis de Lafayette (M.L.) Harris, along with a small group of stockholders. Previous Wister Branch
Poteau State Bank logo and The Community State Bank logo In January 2000, we changed our name to The Community State Bank.  The name change reflects the character of our bank and better identifies our role in the communities we serve.
In October 2008, we opened our fifth location in Talihina, OK. Talihina Branch
Operations Building In October 2010, new office space was added to accommodate our growing staff. The Operations Building is located across the street from the south entrance of the main bank.
In April 2012, we opened a new facility for the Wister location.  The previous location was donated to the Wister Library.  Wister Branch
Wilburton Branch In November 2017, we opened our newest location in Wilburton, OK. 
After 50 years of service, we have grown to over $300 million in assets and now have 6 branch locations. Our hope is that we have served this community well. We are excited about the future and thank each of our customers for your loyalty and friendships.