Dump truck and Track hoe on work site

Business Loans

Your Partner in Commerce

At The Community State Bank we see ourselves as more than your financial institution.

As you make the decision to embark on a new chapter in business, we want to join you in a long-term partnership and work together to achieve your financial goals.

Seeing your business succeed is at the heart of what we do, and we've been doing it in this community for over 50 years.
Let us help you finance the equipment your business needs to thrive! Equipment loans are used to purchase business-related equipment such as construction, industrial vehicles, and other general-purpose machines. Growing your business with an equipment loan can assist with various business expenses.

Working capital loans provide you with the cash to operate your business. This type of loan helps you maintain the daily operations in your business cycle. 

Lines of credit are designed to give your business flexibility, help finance your short-term borrowing needs, and provide working capital to help smooth out temporary or seasonal cash flow fluctuations. With a line of credit, you can borrow against the line and repay without a fixed schedule.

Whatever your business needs are, a TCSB operating line of credit gives you fast, flexible access to the cash you need, when you need it.
Did you know that you can use your Certificate of Deposit (CD) as collateral to secure a loan? This is a little-known, and under-utilized option that can be used to make a purchase. It is also an excellent way for people with little or no credit history to establish credit or improve a low credit score.

Your CD will continue to accrue interest during the loan period, so you’ll continue to gain more money in that CD even though you’ve “repurposed” the money on another expense.

Build your company’s purchase power with our flexible Mastercard Business Credit Card. Our business credit card helps you to manage your company’s cash flow, limit spending for each employee, track expenses, plus much more!

Enjoy state-of-the-art security, hometown convenience and personal customer service located within the U.S.

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†Cards are underwritten and issued by TIB The Independent BankersBank, N.A. under the expressed written consent of The Community State Bank.