A few proactive steps can help protect your money
Financial fraud can happen to anyone but staying informed and alert can greatly reduce your risk. With scams becoming more sophisticated, taking a few proactive steps can help protect your money and personal information.
1. Monitor Your Accounts Regularly
Reviewing your bank and credit card statements often can help you spot unfamiliar transactions right away. The sooner you notice suspicious activity, the faster it can be addressed.
2. Be Cautious with Emails, Texts, and Phone Calls
Fraudsters often pose as trusted organizations to request personal or financial information. Be wary of messages that create urgency or ask you to click links or share account details. When in doubt, contact the organization directly using a verified phone number.
3. Use Strong, Unique Passwords
Avoid using the same password across multiple accounts. A strong password includes a mix of letters, numbers, and symbols, and updating passwords regularly adds an extra layer of protection.
4. Secure Your Devices
Keep your phone, computer, and apps updated with the latest security patches. Using antivirus software and enabling device lock features can help prevent unauthorized access.
5. Take Advantage of Bank Alerts and Support
Many banks offer account alerts that notify you of unusual activity. These tools can help you act quickly if something doesn’t look right. If you ever suspect fraud, your local community bank is a trusted resource ready to help.
Protecting yourself from financial fraud starts with awareness. A few simple habits can go a long way toward keeping your finances, and your peace of mind, secure.