Switching banks might sound like a hassle, but it can also be one of the smartest financial decisions you make.
If you’ve ever felt like just another account number at a big national bank, it may be time to consider the benefits of moving your money to a community bank.
Community banks are built around relationships. We live where you live, work where you work, and care about the same local businesses, schools, and organizations you do. When you bank locally, your deposits help fund local loans, support small businesses, and strengthen the community we all share.
Why Switch to a Community Bank?
1. Personalized Service
At a community bank, you’re more than a transaction. Our teams take the time to understand your financial goals and offer solutions tailored to you.
2. Local Decision-Making
Loan and account decisions are made right here, not in a distant corporate office. That means faster answers and a better understanding of local needs.
3. Community Investment
Your money stays local. Community banks reinvest deposits into local businesses, homebuyers, and community projects.
4. Competitive Products & Technology
Community banks offer modern conveniences like mobile banking, online bill pay, mobile deposit, and competitive rates, paired with friendly, in-person service.
Your Easy Checklist for Switching Banks
Making the switch is easier than you might think. Use this simple checklist to guide you:
✅ Step 1: Open Your New Account
- Choose the checking or savings account that fits your needs.
- Set up online and mobile banking.
- Order debit cards and checks (if needed).
✅ Step 2: Update Direct Deposits
- Contact your employer to update payroll direct deposit.
- Update any other incoming deposits (Social Security, retirement, etc.).
✅ Step 3: Move Automatic Payments
Make a list of recurring payments, such as:
- Utilities
- Mortgage or rent
- Insurance
- Streaming services
- Subscriptions
- Gym memberships
- Loan payments
Update your payment information with your new account details.
✅ Step 4: Transfer Funds
- Move money from your old account to your new one.
- Leave enough in the old account temporarily to cover any outstanding transactions.
✅ Step 5: Monitor Both Accounts
- Watch for any missed automatic payments or deposits.
- Confirm everything is clearing correctly.
✅ Step 6: Close Your Old Account
- Once all transactions have cleared, formally close your old account.
- Request written confirmation for your records.
We’re Here to Help
Switching banks doesn’t have to be complicated. Our team is happy to walk you through every step and provide any forms you need to make the transition seamless.
When you choose a community bank, you’re choosing personal service, local impact, and a financial partner who knows your name. If you’re ready to make the switch, we’re ready to welcome you.