Your Partner in Commerce
At The Community State Bank we see ourselves as more than your financial institution.
As you make the decision to embark on a new chapter in business, we want to join you in a long-term partnership and work together to achieve your financial goals.
Seeing your business succeed is at the heart of what we do, and we've been doing it in this community for over 50 years.
Equipment
Working Capital
Lines of Credit
Lines of credit are designed to give your business flexibility, help finance your short-term borrowing needs, and provide working capital to help smooth out temporary or seasonal cash flow fluctuations. With a line of credit, you can borrow against the line and repay without a fixed schedule.
Whatever your business needs are, a TCSB operating line of credit gives you fast, flexible access to the cash you need, when you need it.
CD Loans
Did you know that you can use your Certificate of Deposit (CD) as collateral to secure a loan? This is a little-known, and under-utilized option that can be used to make a purchase. It is also an excellent way for people with little or no credit history to establish credit or improve a low credit score.
Your CD will continue to accrue interest during the loan period, so you’ll continue to gain more money in that CD even though you’ve “repurposed” the money on another expense.
Credit Cards
Build your company’s purchase power with our flexible Mastercard Business Credit Card. Our business credit card helps you to manage your company’s cash flow, limit spending for each employee, track expenses, plus much more!
Enjoy state-of-the-art security, hometown convenience and personal customer service located within the U.S.
†Cards are underwritten and issued by TIB The Independent BankersBank, N.A. under the expressed written consent of The Community State Bank.
