Save the Change

Enroll in the Save the Change program and watch your savings grow!

To participate you will need each of the following:

  • A Checking Account
  • A Debit Card
  • A Savings Account*

When you make purchases with your TCSB debit card, the program will:

  • Round up your purchases to the nearest dollar amount
  • Transfer the difference from your checking to designated account
  • Allow you to track your savings with online banking

How it works

Save the Change is an easy way to make everyday purchases part of your savings plan.

  1. ENROLL
    First, enroll the TCSB debit card you use for daily purchases.
    Pro-tip, use this card for online and recurring payments to collect the most change.
       
  2. SHOP
    Next, use your card for everyday purchases such as at grocery stores, the drive-thru or for an impulsive, must-have online buy. In other words, spend like you normally would.
     
  3. SAVE
    Finally, your purchase will be rounded up to the nearest dollar and the change transferred from your checking account to your savings account*.

Save the Change chart

FAQ's

What do I need to enroll in the Save the Change savings program?
To enroll in the Save the Change savings program, you will need a TCSB checking account and TCSB savings account*, as well as a TCSB debit card. If you already have all three, you can enroll now and start saving today.
How often are my round-ups transferred to my savings account*?
The round-ups from your debit card purchases are accumulated and transferred daily from your checking account to your savings account*. The total transfer will be displayed daily as a single transaction on your savings statement*. However, if you do not have sufficient available funds in your checking account or if any transaction has overdrawn your checking account on a business day, we do not round up purchases posted on that business day and we cancel the Save the Change transfer for that day.
What is the match rate?
There is no matching rate offered at this time.
How can I keep track of my Save the Change savings?
You can view a summary of your Save the Change savings in Online Banking.
How do I stop my Save the Change savings program?
If you want to stop your Save the Change savings program, visit any of our convenient locations or contact one of our customer service representatives at 918-647-8101 or 800-362-0171.

Legal information and disclosures

Upon enrollment, your MasterCard® debit card purchases will be rounded up to the nearest dollar and transfer the difference from your checking account to your TCSB savings account*. We may cancel or modify the Save the Change service at any time without prior notice. The Save the Change program is available on consumer debit cards only.

*Savings Account is a designated TCSB savings or alternate TCSB checking account.