Investments

Certificates of Deposit Comparison

Make a smart investment with TCSB.  We help your money grow with competitive rates and options that meet a variety of needs.

  • Great Returns
  • Fixed Rates
  • Terms from 30 Days to 30 Months
  • Expert Advisors to assist you
  • FDIC Insurance

FDIC Insurance coverage:

$250,000.00 per depositor, per insured bank.  This includes principal and accrued interest up to a total of $250,000.00.

Account Name Min Dep Interest Payable Frequency Interest Payable Method Auto Renew Penalty for Early Withdrawal
30-90 Day Certificate $1,000 At Maturity Dep or Check Yes 30 Days Interest
6 Month Certificate $1,000 Monthly or at Maturity Dep or Check Yes 30 Days Interest
9 Month Certificate $1,000 Monthly Dep or Check Yes 45 Days Interest
12 Month Certificate $1,000 Monthly, Qtrly, or at Maturity Dep or Check Yes 60 Days Interest
18 Month Certificate $1,000 Monthly, Qtrly, or at Maturity Dep or Check Yes 60 Days Interest
24 Month Certificate * $100,000 Qtrly or at Maturity Dep to TCSB Acct or Check No 60 Days Interest
30 Month Certificate * $100,000 Qtrly or at Maturity Dep to TCSB Acct or Check No 120 Days Interest
Great Rate 18 Mo Certificate $10,000 Monthly, Qtrly, or at Maturity Dep to TCSB Acct or Check No 90 Days Interest

* Account is available to individuals only.

IRA’s

Account Name Min Dep Interest Payable Frequency Interest Payable Method Auto Renew Penalty for Early Withdrawal

Traditional IRA

$1,000

Quarterly

Compound quarterly

Yes

Subject to IRS Penalties if before 59 1/2

Roth IRA

$1,000

Quarterly

Compound quarterly

Yes

Subject to IRS Penalties if before 59 1/2
Traditional IRA 24 Mo $1,000 Quarterly Compound quarterly Yes Subject to IRS Penalties if before 59 1/2
Roth IRA 24 Mo $1,000 Quarterly Compound quarterly Yes Subject to IRS Penalties if before 59 1/2