Investments

Certificates of Deposit Comparison

Make a smart investment with TCSB.  We help your money grow with competitive rates and options that meet a variety of needs.

  • Great Returns
  • Fixed Rates
  • Terms from 30 Days to 30 Months
  • Expert Advisors to assist you
  • FDIC Insurance

FDIC Insurance coverage:

$250,000.00 per depositor, per insured bank.  This includes principal and accrued interest up to a total of $250,000.00.

Account Name Min Dep Interest Payable Frequency Interest Payable Method Auto Renew Penalty for Early Withdrawal
30-90 Day Certificate $1,000 At Maturity Dep or Check Yes 30 Days Interest
6 Month Certificate $1,000 Monthly or at Maturity Dep or Check Yes 30 Days Interest
9 Month Certificate $1,000 Monthly Dep or Check Yes 45 Days Interest
12 Month Certificate $1,000 Monthly, Qtrly, or at Maturity Dep or Check Yes 60 Days Interest
18 Month Certificate $1,000 Monthly, Qtrly, or at Maturity Dep or Check Yes 60 Days Interest
24 Month Certificate $100,000 Qtrly or at Maturity Dep to TCSB Acct or Check No 60 Days Interest
30 Month Certificate $100,000 Qtrly or at Maturity Dep to TCSB Acct or Check No 120 Days Interest

 

IRA’s

Account Name Min Dep Interest Payable Frequency Interest Payable Method Auto Renew Penalty for Early Withdrawal

 

Traditional IRA

 

$1,000

 

Quarterly

 

Compound quarterly

 

Yes

Subject to IRS Penalties if before 59 1/2

 

Roth IRA

 

$1,000

 

Quarterly

 

Compound quarterly

 

Yes

Subject to IRS Penalties if before 59 1/2