Personal Banking: Debit Cards

The Community State Bank debit cards look like a credit card, but work like a check. Our debit cards are accepted anywhere Mastercard is accepted, and they can also be used as an ATM card.

Due to large amounts of fraud, The Community State Bank blocks internet transactions from foreign countries. If you are traveling outside of Oklahoma and Arkansas, you will need to notify us so that your debit card will work. Debit card transaction will need to be processed as  PIN based only.  Card transactions will be declined if used as a credit card. 

Debit/Check Cards are subject to approval.

Click here to report a lost or stolen ATM or Debit Card 

It is important that you keep a good contact phone number on record with your card company.  They will notify you if suspicious charges are made to your card.  It is your responsibility to keep them informed when you change numbers.   


MyCardRules is an easy-to-use mobile app that lets you turn your cards on or off, set spending limits, and receive transaction alerts, allowing you to take full control of your cards.

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Instant Issue:

Cards are printed here in the office and ready in just a few minutes.