At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly , inconvenient and potentially embarrassing experience.
At The Community State Bank, we do not encourage overdrafts. As always we encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned.
Mistakes happen. A miscalculation or a check that didn’t get recorded … don’t let the embarrassment of an overdraft sneak up on you! At The Community State Bank, you can eliminate the possibility of having a check returned or paying an overdraft fee by using this pre-approved credit line.