Business Checking

Commercial Checking

Give your business all the tools it needs to manage your finances with this account.      

  • $500 minimum deposit to open
  • Unlimited debit/credit/POS/ACH items
  • Debit Cards (up to 3 per account) $5 per additional card     
  • NetTeller online banking (ability to add recipients, including your CPA, allowing them electronic access to your monthly statements) 
  • Cash Management (coin/cash exchange)          
  • Voice Access telephone banking
  • Direct deposit available
  • First order of standard personalized checks free - up to $25 value
  • No minimum balance     
  • FDIC insured up to $250,000
  • Bill Pay
  • $18 service charge if electing e-statements
  • Additional $2 per month if electing paper statements

Small Business

This is a basic account for small businesses.  Primarily for DBA’s, sole proprietorships, and partnerships with average daily balances less than $20,000 and having activity less than 200 transactions per month.

  • $150 minimum deposit to open
  • Unlimited debit/credit/ POS/ACH items
  • Bill Pay
  • NetTeller online banking (ability to add recipients, including CPA, allowing them electronic access to your monthly statements)
  • Debit card
  • No minimum balance
  • Voice Access telephone banking
  • First order of standard personalized checks free- up to $25 value
  • Mobile Banking/ Mobile Deposit
  • $8 service charge if electing e-statements
  • Additional $2 per month if electing paper statements

      Accounts having more than 200 transactions per month are subject to review. Should the transactions consistently exceed 200, the bank reserves the right to convert the account to a commercial account, subject to the higher fee.

EZ Business

Ideal for the small business owner with limited activity. 20 transactions or less per month.

  • $150 minimum deposit to open
  • Bill Pay
  • NetTeller online banking
  • Debit card
  • No minimum balance
  • Voice Access telephone banking
  • Mobile Banking/ Mobile Deposit
  • $3 per month or $0 if electing e-statements
  • $.25 per item in excess of 20 debit transactions