Interest Rates

Rates effective March 10th, 2010.

Account TypeInterest RateAPY*
Smart Reward Checking3.94%4.01%
NOW0.60%0.60%
MMA0.50%0.50%
SAV0.50%0.50%
IRA2.50%2.52%
12 Month IRA2.50%2.52%
12 Month Roth IRA2.50%2.52%
Christmas Club1.25%1.26%
30-90 CD0.55%0.55%
6 Month CD1.46%1.47%
9 Month CD1.86%1.88%
10 Month Option Fund CD1.56%1.57%
12 Month CD1.76%1.77%
18 Month CD2.00%2.02%

All interest-bearing accounts are calculated on the full amount of principal in the account each day.

*APY - Annual Percentage Yield