Interest Rates

Rates effective July 31st, 2010.

Account TypeInterest RateAPY*
Smart Reward Checking2.97%3.01%
NOW0.25%0.25%
MMA0.50%0.50%
SAV0.50%0.50%
IRA2.50%2.52%
12 Month IRA2.50%2.52%
12 Month Roth IRA2.50%2.52%
Christmas Club1.25%1.26%
30-90 CD0.37%0.37%
6 Month CD1.22%1.22%
9 Month CD1.37%1.38%
10 Month Option Fund CD1.47%1.48%
12 Month CD1.52%1.53%
18 Month CD1.67%1.68%

All interest-bearing accounts are calculated on the full amount of principal in the account each day.

*APY - Annual Percentage Yield