This free high interest checking account pays you 3.01% APY* each month with no monthly fees or minimum balance requirements. We even refund ATM fee refunds nationwide—not just our ATMs here in Poteau, but all around Southeast Oklahoma, into Fort Smith and beyond!
- 3.01% APY* on balances up to $25,000
- 1.01% APY* on amount of balance over $25,000
- 0.50% APY* if qualifications are not met each statement cycle
- Free ATM fee refunds nationwide
- Unlimited checking
- No monthly fee
- No minimum balance
- Available to personal accounts only (one per individual).
- Free check card
- Free NetTeller Online Banking**
- Free e-Statements***
- Free VoiceAccess Telephone Banking
- $400 Bounce Protection
- Direct Deposit available
- FDIC insured up to $250,000
- $150 deposit to open
To qualify for the Smart Rewards, simply do the following each statement cycle:
- Make 10 signature-based check card purchases
- Set up one direct deposit or 1 automatic payment from your account.
- Enroll and receive your statements electronically****
- If you don't qualify in a given cycle, don't worry—you still get free checking and you'll still earn our base rate of return. Best of all, you can get the rewards back the very next month!
- Rates may change after the account is opened.
Find out more about Smart Rewards Checking.
*APY=Annual Percentage Yield
**Bill Pay available for $3 fee
***Paper statements with check images available for $2 monthly charge
****You must maintain an active Net Teller ID to receive your statements electronically.
