Privacy Policy and Right to Opt-Out
We respect the confidentiality and privacy of your financial information. In order to comply with the applicable laws and regulations related to protecting your financial information, we are providing this notice of financial privacy to inform you that: We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms, such as your name and address;
- Information about your transactions with us, such as account activity and payment history; and,
- Information we receive from a consumer-reporting agency, such as your creditworthiness and credit history.
We may share nonpublic personal information about you with affiliated companies as permitted by law. (An affiliate is a company that owns or controls us, a company we own or control, or a company that is owned or controlled by the same company that owns or controls us.)
We may disclose nonpublic personal information about you to the following types of nonaffiliated third parties as permitted by law:
- Financial service providers, such as Insurance Companies.
- Non-affiliated third parties such as consumer reporting agencies.
If you prefer that we do not disclose the nonpublic personal information about you to non-affiliated third parties, you may opt out of those disclosures, that is, you may direct us to not make those disclosures (other that permitted by law).
If you wish to opt out of disclosures to non-affiliated third parties as described above, you may call the following toll-free number: 800-362-0171 from 8:30 am to 4:00 pm Central Time, Monday through Friday.
Please have your account number available when you call if possible. If more than one person is authorized to make changes on your account, then opt out instructions from any authorized person will opt out on all authorized persons on the account.
We have established policies and procedures to protect the confidentiality and security of your nonpublic personal information. We restrict access to nonpublic personal information about you to those employees who have a need for the information to provide products or services, to properly service a customer account, to act upon a customer request, or to fulfill that employee's job responsibility (such as customer service employees).
We maintain other physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
If you have previously opted out, you will not need to do so again, unless you are establishing a new customer relationship with us.
